A woman interviewee says, “When I telephoned the credit society, they said, “Well, if you can no longer pay, just leave the keys for us and go outside.”

But finally people are beginning to revolt against these insane impositions by their mere fellows in a financial system which is no longer serving the community!

Although so many more people are returning their keys, they are first “meticulously vandalising” the houses they are forced to leave. “Systematic destruction of walls, toilets, electrical wiring, decorations - they destroy everything, with rage in their hearts to avenge themselves.”

A bailiff describes his experience: “We have found toilets destroyed by sledge-hammers. People have disemboweled pipes to make them leak; they have cut the wires to the air-conditioners and pulled wiring out of the light fittings.”

And it’s working: these vandalised properties become unsaleable, even at half-price. Of course this means that cancelling mortgages is costing the banks a lot of money. So now they have begun to pay people bonds if they leave their houses in good condition.